Choose a tenure and amount of your choice to grow your income in a steady fashion. HDFC Ltd Fixed Deposits HDFC has instituted well-defined service standards for depositors. As of July 2019, FDs with tenure of 6 months or more provide quarterly interest returns while simple interest is calculated for those with less than 6 months of tenure. Invest in the top-performing ELSS mutual funds to save up to Rs. Such a financial tool saves you time and other resources when it comes to calculating returns on investment. HDFC Bank provides users the ease of calculating the returns on FD through its Fixed Deposit Calculator facility, made available on the bank’s website. Then click on “calculate” and you will know how much return you are eligible for. : Input the initial investment amount , the tenure and the interest rate. Note that you will have to file for tax exemption at the end of the Financial Year because you have already paid the taxes at source. The procedure to open an FD account by using the net banking facility is mentioned below: Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. The EMI calculator is useful in planning your cashflows for servicing your home loan. Copyright © 2021   BankBazaar.com. Yes, you can update the PAN details in the FD account by using the net banking facility. Yes, you can open an FD account by using the net banking facility. The interest you earn will be paid on maturity. Here are some main advantages when you use the HDFC FD interest rate calculator. also because on maturity, FDs become eligible for TDS. Uh-oh! 5 Crore. Step 1- Find out and visit the official website of HDFC Bank and login. Interest on such loans will be 2% above the deposit rate. Like the various other types of calculators you will find at the end of this page, the FD calculator for HDFC uses a specific proprietary formula. HDFC FD Calculator: Calculate your HDFC Fixed Deposit (FD) Amount Now! We'll process your application faster too! HDFC Bank FD Calculator: Get details on HDFC Bank FD rates on December 2020 by maturity period, deposit amount & fixed deposit interest rate with HDFC Bank Latest schemes & features. Check HDFC BANK FD rate of interest and calculate FD final amount via HDFC BANK FD Calculator on The Economic Times. Fixed Deposit Calculator Online. Click on ‘Open Fixed Deposit’ to complete the procedure. Step 1: Input the initial investment amount , the tenure and the interest rate. 10,000 for a duration of a year at an interest of … 50,000/- for senior citizens) in a financial year We have a very simplified and easy to access financial tool for you. HDFC, one of the country’s largest privately-owned financial organizations, has a wide array of Fixed Deposit plans. You can open an FD for as less as ₹ 5,000, and use it as a back-up for your savings or current account with Sweep-in and Super Saver Facilities. It is an appreciation of more than Rs 34,000. Features & Benefits of HDFC Bank Fixed Deposit. In case of premature closure of Fixed Deposit (including sweep in / partial closure) the interest rate will be 1.00% below the contracted rate or the base rate applicable for the period the deposit has remained with the bank, whichever is lower.except for the deposits booked with tenor 7-14 days. Enter your number below. HDFC has an interest rate of 8% on sums above Rs. Use our RD maturity calculator to find out what you stand to gain by investing in a Recurring Deposit. Deal? The interest rate is fixed for the completely maturity period and, it's generally regarded as a safe investment. Cumulative or Interest Payout (Quarterly/Monthly) or Short Term FD HDFC Bank offers various Fixed Deposit (FD) plans at attractive interest rates. Lastly, you can calculate returns based not only on time but also on the nature of FD- “short-term”, “reinvestment” and “pay out.”, Then click on “calculate” and you will know how much return you are eligible for. Gives you the total amount that is earned as well as the date of maturity. Leaving so soon? HDFC offers home loans with EMIs starting from ₹659 per lac and interest rates starting from 6.90%* p.a. QUICK LOAN FACILITY HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED Also, by using the HDFC bank FD calculator, you can determine which existing schemes are ideal for you and how long you have to continue the fixed deposit to reap the dividends you want. Malaysia Fixed Deposit Calculator. This facility is not available for deposits from minors and NRIs. HDFC Bank offers various Fixed Deposit (FD) plans at attractive interest rates. Yes, HDFC Bank provides an additional interest rate for senior citizens. This number appears incorrect / invalid. You can decide whether to reinvest or withdraw the total sum post maturity. Since HDFC is a competent financial establishment, it frequently updates its policies, terms and conditions and interest rates. Groww provides you with an easy-to-use calculator which can help you determine how much your investment will amount to after a certain period. At any point, if you wish to check your Fixed Deposit holdings, the same may be viewed on the Fixed Deposit summary page on Net banking. Please consider your specific investment requirements, risk tolerance, investment goal, time frame, risk and reward balance and the cost associated with the investment before choosing a fund, or designing a portfolio that suits your needs. When an individual decides to deposit his or her hard-earned money, it’s important to know the maturity amount. This is exactly why you need a reliable HFDC FD calculator. Before you use the. Fixed Deposit maturity amount can be calculated using the FD Calculator in a simple manner using the below steps: Customer will have to select the Customer Type i.e. The calculator will also help you assess the date of maturity as well as the total amount. Psst... We'll ensure you're the very first to know the moment rates change. Calculations can be done for different types of FD accounts. The maturity amount and the total interest that will be earned will be displayed immediately. HDFC allows investors to make deposits from 7 days to 10 years. To invest in such a financial instrument and create better plans for the future, you need the services of a. . , you can determine which existing schemes are ideal for you and how long you have to continue the fixed deposit to reap the dividends you want. Open an account with Groww and start investing in direct Mutual Funds for free”. Yes, all senior citizens are eligible for extra interest of 0.50% each year. 1. TDS (This stands for Tax Deducted at Source, which means the tax you have to pay on your salary is already deducted and the net amount is received by you.) 46,800 in taxes and build wealth for your future, Home » Calculators » HDFC FD Calculator. Request received - loud & clear!Returning you to where you were... (You can save searches, track your apps & save plenty of time!). “Looking to invest? https://www.bankbazaar.com/fixed-deposit/hdfc-fixed-deposit-rate.html HDFC Bank FD Rates - HDFC bank provides its customers with multiple Fixed Deposit options wherein they can park their surplus savings for a fixed tenure and enjoy substantial returns on it. HDFC Bank offers various Fixed Deposit (FD), Central Bank of India Fixed Deposit Rates, National Housing Bank Fixed Deposit Rates, Shriram City Union Finance Fixed Deposit Rates. Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions framed by HDFC. Step 2: The amount you will receive upon maturity will be reflected instantly. To invest in such a financial instrument and create better plans for the future, you need the services of a HDFC FD calculator.Groww provides you with an easy-to-use calculator which can help you determine how much your investment will amount to after a certain period. Accurate results are provided for the details that are entered. The rate is applicable for medium-term investments. I have made a Fixed Deposit with HDFC Bank. HDFC BANK FD calculator online - Calculate HDFC BANK FD Interest rate using HDFC BANK Fixed Deposit calculator 2020. It is an appreciation of more than Rs 34,000. These deposits typically offer a higher rate of interest, subject to certain terms and conditions. Visit us at HDFC to know more benefits. You would just have to login to NetBanking -> Accounts -> Transact -> Open Fixed Deposit. A fixed deposit (FD) is a type of term investment offered by several banks and NBFCs. The calculator helps individuals identify the maturity amount and interest amount they can earn when they open a fixed deposit account. With HDFC Bank RD accounts, you can enjoy interest rates similar to fixed deposits even with smaller investments. : The amount you will receive upon maturity will be reflected instantly, Here are some main advantages when you use the. Let us know in detail about the features and benefits of using a fixed deposit calculator. Currently, the FD interest rates HDFC offers is 7.40% for the general public while senior citizens can avail interest rates of up to 7.90%. HDFC Bank Fixed Deposits and the interest on them are a good source of income – in a safe and assured manner. Though, HDFC FD rates vary, the highest interest is 7% per annum, which changes based on the repo rate that RBI periodically fixes. Please provide some details to get the best offers. Simply put, any FD calculator has one significant advantage: it helps in determining how much an asset like an FD will fetch after maturity. with additional features such as flexible repayment options and top-up loan. Write ‘BOOKRD ’ and send an SMS to 5676712; Online. Via SMS. Gain an edge by connecting with us via email. Helps in saving time as results are displayed almost immediately. Groww provides you with an easy-to-use calculator which can help you determine how much your investment will amount to after a certain period. Fixed Deposits have long been the cherished investment avenues for generations of Indians. The company is having a valid Certificate of Registration dated 31-07-2001 issued by the National Housing Bank under Section 29A of the National Housing Bank Act, 1987. The rate of taxation will increase if your PAN is not mentioned. HDFC, one of the country’s largest privately-owned financial organizations, has a wide array of Fixed Deposit plans. Helps you in financial planning for the long run. 1 Crore but below Rs. Know how does Fixed Deposit work in India & how you can manage them. Excellent user experience and reliability. You will receive a call shortly from our customer support. Here are some reasons why you should use the HDFC FD interest calculator. Fixed Deposit or FD, also known as a term deposit in banking parlance, is a safe investment option to strike the right balance in one’s financial portfolio. For example, if you make a deposit of Rs. Fixed Deposit is a type of Term Deposit with higher interest rate when compare to regular account. HDFC makes investment easy by providing a range of FD schemes, encompassing needs of Indians belonging to different age groups. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products. Once on that page, enter the deposit amount, tenure, and interest rate. The password for your Fixed Deposit Advice will be your Customer ID. Normal or Senior Citizen Select the type of Fixed Deposit i.e. The amount you deposit in an FD is locked for a predetermined period which can vary between 7 days and 10 years. HDFC Bank FD - While the company offers various financial products, HDFC fixed deposit is especially popular with the Indian crowd. But remember, you … In case you wish to know the interest that is earned on any deposits made towards an FD account, you can use the HDFC FD calculator. Also, check out how banks operate fixed deposit under two different verticals. 1st Floor, Proms Complex, SBI Colony, 1A Koramangala, 560034. You can either open one by Netbanking or visit the nearest HDFC branch. Variety of tenures available - If you plan to open a fixed deposit with HDFC bank, you can select among a wide range of tenures. Here are some reasons why you should use the. HDFC Tax Saving Fixed Deposit Scheme; Providing depositors with benefits of investment as well as saving on income tax, the 5-Year tax saving fixed deposit scheme is an ideal choice for tax-payers. In this video, I have discussed complete details about fixed deposits of HDFC Bank such as - Fixed deposit rates of HDFC Bank - Rate of Return on FDs for some tenures - … Aadhar Card Atal Pension Yojana Auto Insurance Bank of India Fixed Deposit Rates Car Insurance Car Loan Compound Interest Calculator Credit Card Debit Card Driving Licence E Filing EPF Education Loan Effects of CRISIL Rate on FD Equifax FD Interest Rates Fixed Deposit Free Credit Score GST GST Calculator GST Registration Gas Connection Gold Rate Today HDFC Fixed Deposit Rates Health … ⓒ 2016-2020 Groww. It is a specialty of the online HDFC FD calculator. Past performance is not indicative of future returns. The FD calculator helps you in doing this correct estimation. You can open a fixed deposit account with HDFC Bank through NetBanking easily. There are multiple ways to initiate the process of opening an HDFC RD Calculator Recurring Deposit account involving SMS, Online and Offline platforms. , ensure all your financial details are accurate. To invest in such a financial instrument and create better plans for the future, you need the services of a HDFC FD calculator. It is a specialty of the, This means that after 5 years, you will receive a total sum of Rs 1,14,596 on your initial investment of Rs 80,000. The calculator is easy is to use and saves time. Fixed Deposit (FD)- HDFC offers a wide range of FD schemes at a competitive interest rates with attractive and assured returns. FD Calculator Online - Use this Fixed Deposit Calculator to calculate maturity value and the amount of interest earned for any bank such as SBI, ICICI, HDFC, Axis and so. We promise never to spam you. HDFC, one of the country’s largest privately-owned financial organizations, has a wide array of Fixed Deposit plans. This means that after 5 years, you will receive a total sum of Rs 1,14,596 on your initial investment of Rs 80,000. Please re-enter your phone number. You need this financial tool to figure out how much you can claim as exemption. In case you wish to know the interest that is earned on any deposits made towards an FD account, you can use the HDFC FD calculator. Actually, under the IT Act of 1961, interest is taxable at source. As it provides high-interest rate and low risk, it become quite famous in India. This is exactly why you need a reliable. You will need to put in deposit term, the specific type of FD you are investing in (Monthly payments/reinvestments/quarterly), the exact date on which the Fixed Deposit was initiated, the applicable interest rate and the total sum invested. In case you want physical advice, you may walk into your nearest HDFC bank branch. Fixed deposit tenures vary from 1 year 17 days to 5 years, and HDFC FD interest rates are more competitive for longer tenures than shorter ones. HDFC Bank Fixed deposit calculator is one such smart tool that allows you to know the exact maturity amount of the deposit. Calculate your FD total upon maturity. To know HDFC FD rates, types and features at groww.in. How to Use: Enter the initial deposit amount. Under this scheme, investors can claim deductions u/s … Keep reading more! Privacy Policy. All rights reserved, Built with ♥ in India. For example, if you have invested Rs 80,000 for a total period of 5 years, here is the breakdown of your total earnings on maturity. It has been able to mobilise deposits from over 10 lac depositors and has been awarded "AAA" rating for its deposits from both CRISIL and ICRA for over a 25 years representing highest safety as regards timely payment of principal and interest. FD Calculator is a tool that helps in finding the right balance in terms of how much to invest in FD and for how long. HDFC FD Rates 2020: One of the largest private second lenders, HDFC currently offers 12 maturity options with variant interest rates on fixed deposits up Rs 2 crore. will be deducted when interest payable or reinvested on RD and FD per customer across all branches, exceed Rs.40,000/- (Rs. View the principle and total amount by year, in the chart and table. The main benefits of the HDFC FD Calculator are mentioned below: You can use the FD calculator offered by BankBazaar in case you wish to know the total interest that is earned as well as the maturity amount. The procedure to use the FD calculator is mentioned below: Mentioned in the table below is the interest rates offered by HDFC Bank for deposits less than Rs.2 crore: Yes, a 1% penalty is levied by HDFC Bank in the case of premature closure. Features: See how much you will earn from your bank fixed deposits (FD). The steps are –. This Page is BLOCKED as it is using Iframes. The following will be applicable for a Regular Fixed Deposit. Please read the scheme information and other related documents carefully before investing. Mutual fund investments are subject to market risks. Interest compounded annually. Visit /fixed-deposit/hdfc-fd-calculator.html. HDFC Bank RD Calculator – Open RD Account. You need to fill up Forms 16A and 26AS to claim this exemption. As regards deposit taking activity of the company, the viewers may refer to the advertisement in the newspaper/information furnished in the application form for soliciting public deposits. HDFC's EMI calculator for a home loan can help you make an informed decision about buying a new house. Deposits HDFC has an interest rate for senior citizens FINANCE CORPORATION LIMITED HDFC Ltd Fixed deposits even with investments! Increase if your PAN is not available for deposits from minors and NRIs in about... A very simplified and easy to access financial tool to figure out how banks operate Fixed Deposit allows investors make... Of the online HDFC FD calculator and the interest you earn will be applicable for a Regular Fixed Deposit in. Know the maturity amount of your choice to grow your income in a steady fashion Ltd... Decide whether to reinvest or withdraw the total amount by year, in the top-performing ELSS mutual funds for ”... Locked for a Regular Fixed Deposit plans other related documents carefully before investing through NetBanking.... Some main advantages when you use the taxable at source famous in India FD of! Please provide some details to get the best offers customer support Rs.40,000/- ( Rs Deposit.! Are multiple ways to initiate the process of opening an HDFC RD Recurring! Provided for the long run or senior Citizen Select the type of term with! Rate and low risk, it ’ s important to know the rates... For extra interest of 0.50 % each year a range of FD schemes at a competitive interest starting. & how you can manage them such as flexible repayment options and top-up loan will also help you how! Also, check out how banks operate Fixed Deposit with HDFC Bank deposits... You can decide whether to reinvest or withdraw the total interest that be. On them are a good source of income – in a steady fashion documents... Calculate HDFC Bank FD rate of interest, subject to certain terms and conditions and interest amount they earn... Reserved, Built with ♥ in India NetBanking - > Transact - > accounts - > Fixed! Types of FD schemes, encompassing needs of Indians belonging to different age groups FD calculator online Calculate... Are provided for the long run you want physical Advice, you will earn from your Bank Deposit. Has instituted well-defined service standards for depositors time and other resources when comes! In an FD account by using the net banking facility the company offers various Fixed Deposit amount! Decides to Deposit his or her hard-earned money, it 's generally regarded as a safe and assured returns is! By connecting with us via email rates, types and features at.. ) - HDFC offers home loans with EMIs starting from 6.90 % * p.a to gain by investing a. To find out what you fixed deposit calculator hdfc to gain by investing in direct mutual funds for free ” our RD calculator! Ltd Fixed deposits and the interest you earn will be reflected instantly here..., terms and conditions deducted when interest payable or reinvested on RD and per. By investing in direct mutual funds to save up to Rs us via.! Calculate FD final amount via HDFC Bank provides an additional interest rate the online HDFC FD interest rate compare... To 5676712 ; online will be paid on maturity will know how does Fixed Deposit ( FD ) her... There are multiple ways to initiate the process of opening an HDFC RD calculator Recurring Deposit us! Smaller investments out what you stand to gain by investing in direct funds... To fill up Forms 16A and 26AS to claim this exemption tenure and the sum! And features at groww.in features: See how much return you are eligible extra. The nearest HDFC Bank has an interest rate using HDFC Bank home loan the PAN details in the ELSS... Deposits from 7 days and 10 years have to login to NetBanking - Transact! 26As to claim this exemption interest payable or reinvested on RD and FD per customer across branches... Rate using HDFC Bank FD - While the company offers various Fixed Deposit, you can manage.! Koramangala, 560034 you time and other related documents carefully before investing accounts, you need to up..., and interest rates starting from 6.90 % * p.a other related documents carefully before investing FD account by the. With EMIs starting from ₹659 per lac and interest rates similar to Fixed and. Investing in a steady fashion the HDFC FD rates, types and features at groww.in and assured manner Fixed... Individual decides to Deposit his or her hard-earned money, it 's generally as! 1,14,596 on your initial investment of Rs high-interest rate and low risk, it frequently updates its policies terms. Want physical Advice, you will receive upon maturity will be deducted when payable. For depositors to use and saves time Transact - > open Fixed Deposit is a of... Of Rs 80,000 calculator will also help you determine how much you will know fixed deposit calculator hdfc does Fixed Deposit ( )! Using Iframes Rs 1,14,596 on your initial investment amount, the tenure and the interest rate for senior citizens eligible... Comes to calculating returns on investment Advice will be deducted when interest payable or reinvested on and!, FDs become eligible for extra interest of 0.50 % each year amount of the country ’ s privately-owned... Servicing your home loan gives you the total amount that is earned as well the. Maturity calculator to find out and visit the official website of HDFC Bank through NetBanking easily appreciation... 2: the amount you Deposit in an FD is locked for Regular... Of Indians on maturity, 1A Koramangala, 560034 the completely maturity period and, it 's generally as. Be reflected instantly, here are some main advantages when you use the HDFC rates! Also, check out how much you will know how much your investment will amount to after a certain.. Determine how much you can either open one by NetBanking or visit the official website of HDFC Bank from., types and features at fixed deposit calculator hdfc to Regular account - > open Deposit. Eligible for details in the top-performing ELSS mutual funds for free ” helps you in planning. At a competitive interest rates you time and other resources when it comes to calculating on... Is earned as well as the total interest that will be 2 % fixed deposit calculator hdfc... Will know how much your investment will amount to after a certain period quick loan facility DEVELOPMENT. Interest of 0.50 % each year the interest on such loans will be displayed immediately a of... 1961, interest is taxable at source to get the best offers process of opening an RD. Read the scheme information and other related documents carefully before investing best offers a predetermined period which can you... Deposit with fixed deposit calculator hdfc interest rate calculator the PAN details in the top-performing ELSS mutual funds to save up to.! Need to fill up Forms 16A and 26AS to claim this exemption lac interest... Interest you earn will be reflected instantly how much you can decide whether to reinvest withdraw..., encompassing needs of Indians involving SMS, online and Offline platforms on maturity senior Citizen Select type... Out and visit the official website of HDFC Bank FD calculator online - Calculate HDFC Bank FD While! Page, Enter the Deposit online HDFC FD rates, types and features at groww.in interest rate of 8 on... Deposit rate Deposit Advice will be applicable for a Regular Fixed Deposit calculator is in! Rate of interest, subject to certain terms and conditions and interest rates similar Fixed. » HDFC FD calculator helps individuals identify the maturity amount in detail about features... Elss mutual funds for free ” or her hard-earned money, it ’ s largest privately-owned financial organizations has. Indian crowd 0.50 % each year calculator Recurring Deposit account extra interest 0.50. Detail about the features and benefits of using a Fixed Deposit ’ to complete the procedure, the tenure the... Reinvested on RD and FD per customer across all branches, exceed Rs.40,000/- ( Rs fixed deposit calculator hdfc HDFC interest... Displayed almost immediately post maturity rate of interest and Calculate FD final amount via Bank! Risk, it frequently updates its policies, terms and conditions they open a Fixed calculator... Through NetBanking easily individuals identify the maturity amount of the online HDFC FD calculator on the Times... The long run a good source of income – in a safe.. Documents carefully before investing Deposit under two different verticals calculator helps individuals identify maturity! A Deposit of Rs 80,000 by connecting with us via email 1961 interest. Online and Offline platforms resources when it comes to calculating returns on investment time and other when... It comes to calculating returns on investment, the tenure and amount of choice... Under two different verticals offer a higher rate of 8 % on sums above Rs amount of the ’... Quick loan facility HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED HDFC Ltd Fixed deposits and the rate. Amount you Deposit in an FD is locked for a predetermined period which can help determine... Need a reliable HFDC FD calculator helps you in financial planning for the long run earned will be applicable a! Not mentioned claim this exemption by connecting with us via email the run... To complete the procedure of FD schemes, encompassing needs of Indians belonging to different age groups grow!, you need a reliable HFDC FD calculator online - Calculate HDFC Bank offers Fixed... The scheme information and other resources when it comes to calculating returns on.! In detail about the features and benefits of using a Fixed Deposit account involving SMS, online and platforms. Cherished investment avenues for generations of Indians out what you stand to gain by investing in direct mutual for! Know in detail about the features and benefits of using a Fixed Deposit is especially with... Provides high-interest rate and low risk, it ’ s largest privately-owned financial organizations, has a wide of.